Make life insurance a part of your life story.
You do everything you can to provide for and protect the people you love most in the world, not because you have to, but because you want to. Life insurance can be an essential aspect of planning for both the expected and unexpected -- bringing you peace of mind and financial security for your loved ones. With the right life insurance coverage fitted for your needs, you can rest easy knowing that your loved ones will be provided with financial security, no matter what the future holds.
Compare Options
Term, whole, and universal life insurance have one sure thing in common: Each type of insurance pays a death benefit to the listed beneficiaries when the covered person passes away. It's important to note that the death benefits from all types of life insurance are generally tax-free income. The benefit proceeds can be used by the beneficiaries to replace income, pay off debts, leave a legacy, etc. The three types can differ regarding coverage length, premium flexibility, cash value accumulation, and distribution, among other factors.
*Allows you to use a portion of your death benefit as a "living benefit" if diagnosed with a permanent chronic illness.
Take the next step.
Our wealth management advisors can help you with annuities and determine if they can fit into your financial plan.
[1] What does it mean for a person to have a “permanent chronic illness”? 1) Being unable to perform at least two activities of daily living. These activities include eating, bathing, continence, dressing, transferring and toileting for at least 90 days; or, 2) Having a severe cognitive impairment. This involves all aspects of thinking, reasoning, perception, and remembering, such as Alzheimer’s disease or dementia.